Stock Market Update – Bajaj Housing Finance Share Price Target Tomorrow 2024 To 2030

Bajaj Housing Finance Share Price Target

Bajaj Housing Finance Ltd is a subsidiary of Bajaj Finance, offering a wide range of housing finance solutions, including home loans, loan against property, and construction finance. The company is known for its competitive interest rates, quick approval processes, and customer-centric services. Bajaj Housing Finance Share Price on NSE as of 11 October 2024 is 150.99 INR. Here will provide you more details on Bajaj Housing Finance Share Price Target 2024, 2025, 2026 to 2030.

Bajaj Housing Finance Ltd: Market Overview

  • Open Price: ₹150.84
  • High Price: ₹152.74
  • Low Price: ₹149.60
  • Previous Close: ₹150.84
  • Volume: 12,286,184
  • UC Limit: ₹165.92
  • LC Limit: ₹135.75
  • P/E ratio: 60.18
  • Div yield: N/A
  • 52-wk high: ₹188.50
  • 52-wk low: ₹130.35
  • Mkt cap: ₹1.26LCr
  • Face Value: ₹10

Bajaj Housing Finance Competitor

Here are five competitors of Bajaj Housing Finance along with their approximate market capitalizations (as of recent data):

  1. HDFC Ltd (Housing Development Finance Corporation)
    • Market Capital: ₹5.6 trillion
      HDFC is one of the largest players in the housing finance sector in India, offering a wide range of mortgage loans and competing with Bajaj Housing Finance.
  2. LIC Housing Finance Ltd
    • Market Capital: ₹390 billion
      LIC Housing Finance is a major player in the housing loan market, providing competitive loan products across India.
  3. PNB Housing Finance Ltd
    • Market Capital: ₹84 billion
      PNB Housing Finance focuses on housing loans and has a strong presence in the housing finance sector, competing directly with Bajaj Housing Finance.
  4. Indiabulls Housing Finance Ltd
    • Market Capital: ₹76 billion
      Indiabulls Housing Finance is a significant player in the housing loan market and offers a variety of financial products in the real estate space.
  5. Can Fin Homes Ltd

    • Market Capital: ₹85 billion
      Can Fin Homes offers home loans and other financial services and competes with Bajaj Housing Finance in the housing finance segment.

Bajaj Housing Finance Share Price Recent Graph

Bajaj Housing Finance Share Price Chart

 

Bajaj Housing Finance Share Price Target Tomorrow 2024 To 2030

Bajaj housing Finance Share Price Target Years SHARE PRICE TARGET 
2024 ₹195
2025 ₹298
2026 ₹315
2027 ₹437
2028 ₹565
2029 ₹602
2030 ₹742

Bajaj Housing Finance Share Price Target 2024

Bajaj housing Finance share price target 2024 Expected target could be ₹195. Here are three key factors affecting the growth of Bajaj Housing Finance’s share price target for 2024:

  1. Interest Rate Trends: Changes in the Reserve Bank of India’s monetary policy can significantly impact housing loan demand. If interest rates decrease, it may lead to increased borrowing, boosting Bajaj Housing Finance’s loan disbursal and potentially driving up share prices.
  2. Real Estate Market Dynamics: The overall health of the real estate sector, including property prices and demand for housing, plays a crucial role in the company’s growth. A robust real estate market can lead to higher loan approvals, positively influencing share prices.
  3. Regulatory Changes: Any new regulations or policies affecting housing finance and lending practices can impact Bajaj Housing Finance’s operations. Favorable regulations that promote home ownership or reduce compliance costs can enhance profitability and drive share price growth.

Bajaj Housing Finance Share Price Target 2025

Bajaj housing Finance share price target 2025 Expected target could be ₹298. Here are three key factors that could affect Bajaj Housing Finance’s share price target growth for 2025:

  1. Economic Recovery and Employment Rates: As the economy recovers and employment rates improve, consumer confidence is likely to rise. This can lead to increased demand for home loans, boosting Bajaj Housing Finance’s business and positively impacting its share price.
  2. Technological Advancements: The integration of technology in the lending process, such as digital applications and automated underwriting, can enhance operational efficiency and customer experience. If Bajaj Housing Finance successfully leverages technology to streamline its services, it could attract more customers, contributing to share price growth.
  3. Competition in the Housing Finance Sector: The level of competition among housing finance companies can significantly influence market dynamics. If Bajaj Housing Finance can differentiate itself through competitive interest rates, innovative products, or superior customer service, it may capture a larger market share, thereby enhancing its growth prospects and share price.

Bajaj Housing Finance Share Price Target 2030

Bajaj housing Finance share price target 2030 Expected target could be ₹742. Here are three risks and challenges that could impact Bajaj Housing Finance’s share price target for 2030:

  1. Regulatory Changes: The financial sector is subject to various regulations that can change over time. Any unfavorable regulatory changes, such as increased capital requirements or stricter lending norms, could hinder Bajaj Housing Finance’s ability to operate efficiently, affecting profitability and share price.
  2. Economic Downturns: A slowdown in the economy can lead to reduced demand for housing and, consequently, a decline in loan applications. Higher unemployment rates and lower disposable incomes may result in increased defaults on existing loans, negatively impacting the company’s financial health and share value.
  3. Rising Interest Rates: If interest rates rise significantly, borrowing costs for consumers will increase, potentially leading to a decrease in demand for home loans. Additionally, higher rates may affect the affordability of housing, which could slow down market growth and adversely impact Bajaj Housing Finance’s business performance and share price.

Bajaj Housing Finance Ltd Shareholding Pattern

  • Promoters: 88.75%
  • Retail and others: 6.39%
  • Foreign institutions: 2.34%
  • Domestic institutions: 2.52%

Bajaj Housing Finance Ltd Shareholding Pattern

Bajaj Housing Finance Ltd Financials

(INR) 2024 Y/Y change
Revenue 75.79B 34.09%
Operating expense 1.86B 10.88%
Net income 17.31B 37.64%
Net profit margin 22.84 2.65%
Earnings per share
EBITDA 68.72B 39.53%
Effective tax rate 19.90%

Bajaj Housing Finance Ltd Financials

Bajaj Housing Quarterly Financials

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