Welcome to LDCCBank. By accessing or using our services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully.
1. Acceptance of Terms
By accessing or using LDCCBank’s website, mobile app, or any of our services, you agree to be bound by these Terms & Conditions, as well as any other policies or guidelines that may be applicable.
2. Eligibility
You must be at least 18 years old to use our services. By using LDCCBank, you represent that you are legally capable of entering into binding contracts.
3. Account Registration
To use certain services, you may be required to create an account with LDCCBank. You agree to provide accurate, current, and complete information during the registration process and to keep your account information up-to-date.
4. Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. LDCCBank will not be liable for any loss or damage arising from unauthorized access to your account.
5. Use of Services
LDCCBank provides financial services including, but not limited to, credit card issuance, investment advice, and access to stock market information. You agree to use these services in accordance with applicable laws and regulations and to refrain from any activities that may harm the integrity or security of our services.
6. Fees and Charges
Certain services provided by LDCCBank may involve fees or charges. By using these services, you agree to pay all applicable fees and charges as outlined in our fee schedule. Failure to pay such fees may result in the suspension or termination of your account.
7. Intellectual Property
All content on the LDCCBank website, including text, graphics, logos, and software, is the property of LDCCBank or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written consent.
8. Investment Risk
Investing in the stock market carries risks, including the potential loss of principal. LDCCBank does not guarantee the performance of any investment, and past performance is not indicative of future results. You acknowledge that all investment decisions are made at your own risk.
9. Credit Card Usage
Use of LDCCBank credit cards is subject to approval and governed by the terms and conditions provided at the time of issuance. You agree to use your credit card responsibly and to make timely payments in accordance with your cardholder agreement.
10. Limitation of Liability
LDCCBank shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of our services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if LDCCBank has been advised of the possibility of such damages.
11. Termination
LDCCBank reserves the right to suspend or terminate your access to our services at any time, without notice, for conduct that we believe violates these Terms & Conditions or is harmful to our interests or the interests of other users.
12. Changes to Terms
LDCCBank reserves the right to modify these Terms & Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after such changes constitutes your acceptance of the new terms.
13. Contact Information
If you have any questions or concerns about these Terms & Conditions, please contact us at info@ldccbank.