IDBI Share Price Target Tomorrow 2025 To 2030

IDBI Bank Ltd is a public sector bank in India, historically known for its focus on industrial financing. Established in 1964, it was initially set up to support industrial growth but later expanded into various banking services for individuals, businesses, and government institutions. The bank provides a range of services including savings accounts, loans, investment products, and digital banking solutions. IDBI Bank Share Price on NSE as of 20 January 2025 is 84.76 INR. Here will provide you more details on IDBI Bank Share Price Target 2025, 2026 to 2030.

IDBI Bank Ltd: Market Overview

Open Price: ₹84.14
High Price: ₹85.75
Low Price: ₹82.75
Previous Close: ₹84.01
Volume: 18,806,381
Value (Lacs): ₹15,968.50
VWAP: ₹84.25
UC Limit: ₹100.81
LC Limit: ₹67.20
P/E ratio: 12.66
Div yield: 1.88%
52-wk high: ₹107.90
52-wk low: ₹65.89
Mkt cap: ₹91,298Cr
Face Value: ₹10

IDBI Bank Ltd Competitors

Four main competitor companies of IDBI Bank Ltd are:

State Bank of India (SBI) – SBI is India’s largest public sector bank, holding a significant market capital of approximately ₹5,750 billion.
HDFC Bank Ltd – Known as one of India’s largest private banks, HDFC Bank has a market capitalization of around ₹12,000 billion.
ICICI Bank Ltd – Another key private bank in India, ICICI Bank’s market capital is about ₹7,000 billion.
Axis Bank Ltd – This major private bank competes actively in the retail and corporate banking sectors, with a market capital of nearly ₹3,200 billion.

IDBI Share Price Chart

IDBI Share Price Target Years	Share Price Target
2025	₹115
2026	₹160
2027	₹210
2028	₹298
2029	₹332
2030	₹470

IDBI Share Price Target 2025

IDBI share price target 2025 Expected target could be ₹115. Three main risks and challenges that could affect IDBI Bank’s share price target in 2025 include:

Uncertainty in Privatization: While privatization is anticipated, any delays, regulatory hurdles, or lack of interested buyers could create uncertainty and dampen investor sentiment. If the privatization process stalls, it could reduce the likelihood of operational reforms and financial improvements, impacting the bank’s growth potential.
Asset Quality Pressure: IDBI Bank has been working on improving asset quality, but any economic downturn or unfavorable sectoral exposure could lead to higher non-performing assets (NPAs). Rising NPAs would pressure earnings, as more provisions would be required, which could weaken investor confidence in the bank’s financial health.
Competitive Banking Sector: The Indian banking sector is highly competitive, with both public and private players strengthening their digital and customer-centric offerings. For IDBI Bank, maintaining market share and effectively competing, especially if private ownership doesn’t materialize, may be challenging, affecting its revenue growth and market positioning.

IDBI Share Price Target 2030

IDBI share price target 2030 Expected target could be ₹470. Three major risks and challenges that could impact IDBI Bank’s share price target by 2030 include:

Long-Term Economic Volatility: Over the next decade, economic conditions such as inflation, interest rate fluctuations, and global market changes may significantly impact IDBI Bank’s operations and profitability. Prolonged economic downturns or financial instability in key sectors could lead to higher defaults, affecting asset quality and shareholder confidence.
Regulatory and Policy Changes: The banking industry is heavily regulated, and any major policy shifts, such as stricter capital requirements, lending restrictions, or changes in privatization policies, could impact IDBI Bank’s operations. Adapting to new regulations may increase compliance costs and reduce operational flexibility, posing a challenge to long-term growth.
Technological Disruption and Competition: By 2030, the rapid advancement of digital banking, fintech innovations, and customer expectations could challenge IDBI Bank’s traditional banking model. If the bank does not invest in or adapt to digital solutions and innovative banking practices, it risks losing market share to more tech-savvy competitors, which could impact both revenue and profitability.

IDBI Bank Ltd Shareholding Pattern

Promoters: 94.71%
Retail and Others: 4.65%
FII: 0.46%
DII: 0.15%
Mutual Funds: 0.02%

IDBI Bank Ltd Financials

(INR)	2024	Y/Y change
Revenue	141.34B	29.44%
Operating expense	83.70B	15.73%
Net income	57.88B	56.18%
Net profit margin	40.95	20.65%
Earnings per share	—	—
EBITDA	—	—
Effective tax rate	—	—