A non-performing asset (NPA) is a debt that has been past due and unpaid for a defined amount of time. Investors holding banking equities should be mindful of their portfolios’ non-performing assets (NPAs) as the Q1 FY25 results get near. Several banks reported an increase in non-performing assets (NPAs) during Q1FY25, including IndusInd Bank, AU Small Finance Bank, Karnataka Bank, DCB Bank, and Ujjivan Small Finance Bank, according to Trendlyne statistics. This is an explanation:
ESAF Small Finance Bank
Net NPA for ESAF Small Finance Bank was 3.22% during Q1FY25. The Bank’s Q4 FY24 net NPA was 2.26%.
Karnataka Bank
In Q1 of 2025, Karnataka Bank recorded a net non-performing asset (NPA) of 1.66%, whereas in Q4 of FY24, the NPA was 1.58%.
DCB Bank
DCB Bank’s net non-performing asset (NPA) ratio was 1.18% in Q1FY25 and 1.11% in Q4FY24.
Jana Small Finance Bank
In Q1FY25, Jana Small Finance Bank’s net NPA ratio was 0.99%; in Q4FY24, it was 0.56%.
In Q1 of the 2025 fiscal year, CSB Bank had a net non-performing asset (NPA) of 0.68%, compared to 0.51% in Q4 of the previous year.
AU Small Finance Bank
In Q1 of 2025, AU Small Finance Bank recorded a net non-performing asset (NPA) of 0.63%, whereas in Q4 of the previous year, the NPA was 0.55%.
In Q1 of 2025, IndusInd Bank recorded a net non-performing asset (NPA) of 0.6%, whereas in Q4 of QY24, the net NPA was recorded at 0.57%.
Ujjivan Small Finance Bank’s net NPA ratio was 0.28% in Q4FY24 and 0.41% in Q1FY25.
