SBI Share Price Target 2025: Will the Stock Break Past ₹925 This Year?
State Bank of India (NSE: SBIN), India’s largest public-sector bank, is drawing investor attention again as it stabilizes near ₹795.35 levels in July 2025. With a fresh capital raise, strong institutional confidence, and positive technical momentum, many are asking — can SBI touch ₹900 or even ₹925 by the end of 2025?
SBI Stock Price Overview (As of July 29, 2025)
| Indicator | Details |
|---|---|
| Current Price | ₹795.35 (approximate intraday level) |
| 52-Week Range | ₹680 – ₹889.10 |
| Market Sentiment | Neutral to Positive |
| Volume Trend | ~380k shares vs 470k average |
| P/E Ratio | ~9.5x (undervalued vs sector average ~14x) |
Technical Analysis (July 2025 Update)
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Momentum: Technical indicators like RSI (~48) and MACD suggest a possible uptrend forming.
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Pivot Point: ₹820 is a key support zone.
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Resistance Zones: ₹850 (minor), ₹880 (major), ₹925 (breakout target).
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Moving Averages: Trading above 20-day and 50-day MA indicates short-term strength.
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Buy Signal: Daily and weekly signals show “Buy” to “Strong Buy” (source: Investing.com)
📉 Downside support: ₹800
📈 Upside breakout: ₹850 → ₹880 → ₹925
SBI Share Price Target 2025 — Analyst-Based Scenarios
| Scenario | Price Target (₹) | Assumptions |
|---|---|---|
| Conservative | ₹800 – ₹830 | Slow loan growth; macro uncertainty |
| Moderate | ₹850 – ₹880 | Banking recovery; stable earnings |
| Bullish Case | ₹900 – ₹925 | QIP boost, sector rally, strong retail credit growth |
| Bearish Case | ₹770 – ₹790 | Poor macro, weak lending cycle |
According to Motilal Oswal, SBI has an upside potential of 12%–15% in the medium term, targeting ₹925 if the banking recovery sustains.
What’s Driving SBI Stock in 2025?
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₹25,000 Cr Capital Raise (QIP): Bolsters SBI’s CET1 ratio to ~11.5%, giving room for credit expansion.
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Improving Loan Book: Credit growth has picked up post-pandemic, especially in retail and SME.
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Banking Sector Tailwinds: RBI stability, reduced NPAs, and PSU bank momentum aid sentiment.
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Low Valuation: P/E of 9.5x makes it undervalued vs private peers.
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Potential Asset Unlock: IPOs of SBI Mutual Fund or SBI Life could add long-term value.
Risks and Challenges Ahead
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Weak CET1 Ratio: Still lower than ICICI and HDFC Bank, limiting aggressive expansion.
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Slow Credit Pickup: 9% YoY growth is behind pre-COVID levels.
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Market Volatility: PSU banks are often more sensitive to global and political shocks.
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Overhang from QIP: Share dilution may cap short-term price momentum.
Is ₹925 SBI’s Realistic 2025 Target?
If SBI can sustain above ₹850 and break ₹880 with strong volume, the stock could touch ₹900–₹925 by late 2025. However, it must overcome resistance and macro headwinds. Investors should monitor credit offtake data and Q2 FY26 results to reassess the upside.
