IIFL Finance Ltd is a leading financial services company in India that offers a wide range of financial products and services. These include home loans, gold loans, personal loans, business loans, and microfinance. The company caters to both individual and corporate clients, focusing on providing accessible and affordable financial solutions. IIFL Share Price on NSE as of 23 October 2024 is 419.35 INR. Here will provide you more details on IIFL Share Price Target 2024, 2025, 2026 to 2030.
IIFL Finance Ltd: Market Overview
- Open Price: ₹418.95
- High Price: ₹425.60
- Low Price: ₹415.50
- Previous Close: ₹417.95
- Volume: 1,382,706
- Value (Lacs): ₹5,808.06
- VWAP: ₹421.28
- UC Limit: ₹501.50
- LC Limit: ₹334.40
- P/E ratio: 10.43
- Div yield: 0.93%
- 52-wk high: ₹653.62
- 52-wk low: ₹304.25
- Mkt cap: ₹17.81KCr
- Face Value: ₹2
IIFL Share Price Chart
IIFL Share Price Target Tomorrow 2024 To 2030
IIFL Share Price Target Years | Share Price Target |
2024 | ₹450 |
2025 | ₹577 |
2026 | ₹695 |
2027 | ₹866 |
2028 | ₹972 |
2029 | ₹1050 |
2030 | ₹1230 |
IIFL Share Price Target 2024
IIFL share price target 2024 Expected target could be ₹450. Here are three key factors that could affect the growth of IIFL Finance Ltd’s share price target in 2024:
- Growth in Loan Demand: As the Indian economy continues to recover and expand, the demand for home loans, personal loans, and business loans is expected to rise. IIFL’s strong loan portfolio and diverse product offerings can help it capitalize on this demand, boosting revenue and positively impacting its share price in 2024.
- Expansion in Rural and Semi-Urban Markets: IIFL Finance has been focusing on expanding its presence in rural and semi-urban areas, where there is a growing need for financial services. By tapping into these underserved markets, IIFL can capture a larger customer base, driving its growth and supporting its share price.
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Digital Transformation: IIFL’s continuous investment in digital platforms and fintech solutions can improve operational efficiency, customer experience, and loan disbursements. Embracing technology will not only reduce costs but also enhance scalability, helping IIFL grow faster and positively influence its share price in 2024.
IIFL Share Price Target 2025
IIFL share price target 2025 Expected target could be ₹577. Here are three key factors that could affect the growth of IIFL Finance Ltd’s share price target in 2025:
- Rising Focus on Affordable Housing Loans: Government initiatives like “Housing for All” are driving demand for affordable housing loans. IIFL’s expertise in providing home loans to middle- and lower-income segments positions it well to benefit from this trend, potentially boosting its loan portfolio and share price by 2025.
- Diversification of Financial Services: IIFL’s ability to offer a wide range of financial products, including gold loans, personal loans, and insurance, helps the company cater to diverse customer needs. Expanding its product base could attract new clients, diversify revenue streams, and contribute to overall growth in its share price.
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Stable Asset Quality and Risk Management: Maintaining a strong balance sheet and minimizing non-performing assets (NPAs) is crucial for IIFL’s financial health. Effective risk management and credit assessment practices can enhance investor confidence, ensuring steady growth in share price by 2025.
IIFL Share Price Target 2030
IIFL share price target 2030 Expected target could be ₹1230. Here are three potential risks and challenges that could affect IIFL Finance Ltd’s share price target in 2030:
- Economic Slowdowns and Credit Risk: A significant economic downturn or prolonged recession could lead to higher default rates on loans, especially in vulnerable sectors like small businesses and personal lending. This would increase IIFL’s non-performing assets (NPAs), negatively impacting its financial stability and share price.
- Regulatory Changes: The financial services sector is subject to frequent regulatory changes, including interest rate caps, lending restrictions, or increased capital requirements. Any unfavorable regulatory shifts could limit IIFL’s ability to grow or increase costs, putting downward pressure on its profitability and share price by 2030.
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Competition from Digital and Fintech Firms: The rise of fintech companies offering innovative financial services could pose a serious competitive threat to traditional players like IIFL. If IIFL fails to keep pace with technological advancements or adapt to changing customer preferences, it risks losing market share, which could affect its long-term growth and share price performance.
Shareholding Pattern For IIFL Finance Ltd
- Promoter: 24.91%
- FII: 29.64%
- DII: 6.24%
- Public: 39.2%
FOR MORE DETAIL FOLLOW THE OFFICIAL WEBSITE:Â https://www.iifl.com/
IIFL Finance Ltd Financials
(INR) | 2024 | Y/Y change |
Revenue | 66.25B | 22.45% |
Operating expense | 40.54B | 22.59% |
Net income | 17.64B | 17.55% |
Net profit margin | 26.62 | -4.00% |
Earnings per share | 45.71 | — |
EBITDA | — | — |
Effective tax rate | 23.24% | — |
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