Shriram Finance Ltd is a key player in India’s financial services sector, focusing mainly on lending to small businesses and individuals. Known for serving semi-urban and rural areas, it provides loans for commercial vehicles, two-wheelers, and small businesses, meeting the financial needs of many underserved communities. Shriram Finance Share Price on NSE as of 10 January 2025 is 530.50 INR. Here are more details on Shriram Finance Share Price Target 2025, 2026 to 2030.
Shriram Finance Ltd: Market Overview
- Open Price: ₹566.00
- High Price: ₹566.00
- Low Price: ₹529.00
- Previous Close: ₹561.97
- Volume: 5,714,492
- Value (Lacs): ₹30,483.96
- VWAP: ₹539.00
- UC Limit: ₹618.10
- LC Limit: ₹505.75
- P/E ratio: 14.87
- Div yield: 1.49%
- 52-wk high: ₹730.45
- 52-wk low: ₹438.60
- Mkt cap: ₹20,060Cr
- Face Value: ₹2
Shriram Finance Share Price Chart
Shriram Finance Share Price Target Tomorrow 2025 To 2030
Shriram Finance Share Price Target Years | Share Price Target |
2025 | ₹750 |
2026 | ₹1,340 |
2027 | ₹1,765 |
2028 | ₹2,245 |
2029 | ₹2,750 |
2030 | ₹3285 |
Shriram Finance Share Price Target 2025
Shriram Finance share price target 2025 Expected target could be ₹750. Here are three potential risks and challenges for Shriram Finance’s share price target in 2025:
- Credit Risk and Loan Defaults: Shriram Finance focuses on lending to small businesses and individuals, including customers with limited credit history. If defaults increase, particularly during economic downturns, it could impact the company’s profitability and investor confidence, potentially affecting the share price.
- Competition in the NBFC Sector: With the non-banking financial company (NBFC) sector in India becoming increasingly competitive, Shriram Finance may face challenges in maintaining its market share. Aggressive competition from both new and established players could put pressure on its margins and limit growth, which might impact its stock performance.
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Technology and Cybersecurity Risks: As Shriram Finance continues to digitize its services to stay competitive, it faces cybersecurity risks. Any data breaches or tech failures could lead to operational disruptions, reputational damage, and regulatory fines, all of which could negatively affect the stock.
Shriram Finance Share Price Target 2030
Shriram Finance share price target 2030 Expected target could be ₹3285. Here are three potential risks and challenges for Shriram Finance’s share price target in 2030:
- Economic Cycles and Market Volatility: Over a longer period, Shriram Finance will be exposed to multiple economic cycles. Recessions, inflation spikes, or other macroeconomic events could impact loan demand and repayment rates. This market volatility poses a risk to the company’s growth and the stability of its stock price over time.
- Adapting to Evolving Regulatory Landscapes: By 2030, regulatory frameworks for financial companies, particularly NBFCs, could undergo significant changes. New compliance requirements, capital norms, or lending restrictions may increase operational costs and limit the company’s growth potential, impacting long-term stock performance.
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Technological Disruption: As financial technology (fintech) rapidly evolves, Shriram Finance faces the challenge of staying competitive with new digital offerings. Falling behind on tech advancements, such as AI-driven lending or blockchain-based solutions, could result in a loss of market share to more agile, tech-savvy competitors, affecting the company’s growth trajectory and stock valuation.
Shareholding Pattern For Shriram Finance Ltd
- Promoters: 25.40%
- FII: 53.29%
- Mutual Funds: 10.64%
- DII: 5.58%
- Retails and Others: 5.09%
Shriram Finance Ltd Financials
(INR) | Sept 2024 | Y/Y change |
Revenue | 44.14B | 15.05% |
Operating expense | 15.16B | 14.18% |
Net income | 21.40B | 19.84% |
Net profit margin | 48.49 | 4.17% |
Earnings per share | 55.01 | 18.28% |
EBITDA | — | — |
Effective tax rate | 24.69% | — |
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