Aptus Value Housing Finance India Ltd is a non-banking financial company (NBFC) based in India, focused on providing home loans to customers. Founded in 2009, the company aims to make affordable housing finance accessible to a wide range of customers, particularly in semi-urban and rural areas.
Aptus primarily offers home loans, loan against property, and other housing-related financial services. The company’s business model emphasizes customer service, transparency, and quick loan processing, helping customers realize their dream of owning a home. Aptus Share Price on NSE as of 14 October 2024 is 387.20 INR. Here will provide you more details on Aptus Share Price Target 2024, 2025, 2026 to 2030.
Aptus Value Housing Finance India Ltd: Market Overview
- Open Price: ₹367.00
- High Price: ₹401.65
- Low Price: ₹365.00
- Previous Close: ₹360.80
- Volume: 18,934,208
- Value (Lacs): 73,777.14
- VWAP: ₹391.87
- UC Limit: ₹432.95
- LC Limit: ₹288.65
- P/E ratio: 30.24
- Div yield: N/A
- 52-wk high: ₹401.65
- 52-wk low: ₹278.10
- Mkt cap: ₹19.42KCr
- Face Value: ₹2
Aptus Value Housing Finance India Ltd Competitors
Here are five competitors of Aptus Value Housing Finance India Ltd with their approximate market capitalizations:
- Aavas Financiers Ltd
Market Capital: ₹13,500 Crores - Can Fin Homes Ltd
Market Capital: ₹7,000 Crores - Repco Home Finance Ltd
Market Capital: ₹2,000 Crores - Home First Finance Company India Ltd
Market Capital: ₹7,500 Crores - LIC Housing Finance Ltd
Market Capital: ₹25,000 Crores
Aptus Share Price Chart
Aptus Share Price Target Tomorrow 2024 To 2030
Aptus Share Price Target Years | Share Price Target |
2024 | ₹505 |
2025 | ₹598 |
2026 | ₹680 |
2027 | ₹772 |
2028 | ₹890 |
2029 | ₹1022 |
2030 | ₹1167 |
Aptus Share Price Target 2024
Aptus share price target 2024 Expected target could be ₹505. Here are three key factors affecting the growth of Aptus Value Housing Finance India Ltd for its share price target in 2024:
- Rising Demand for Affordable Housing: With the growing urban population and increasing income levels, there is a significant demand for affordable housing in India. The government’s initiatives, such as the Pradhan Mantri Awas Yojana (PMAY), aim to provide housing for all, which can boost the business for Aptus. A sustained rise in housing demand will likely enhance the company’s loan disbursements and profitability, positively impacting its share price.
- Economic Growth and Employment Rates: The overall economic growth in India plays a crucial role in influencing the housing finance sector. As the economy expands and employment opportunities increase, more people can afford homes. If India’s GDP growth remains strong in 2024, it will likely lead to higher demand for home loans, benefiting Aptus’s financial performance and boosting investor confidence in its shares.
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Interest Rate Environment: The interest rate set by the Reserve Bank of India (RBI) has a direct impact on housing loans. If the RBI maintains a low-interest-rate regime to stimulate economic growth, borrowing costs for customers will decrease, making home loans more attractive. This can lead to increased loan origination for Aptus, thereby improving its revenues and share price. Conversely, any rise in interest rates could dampen demand for home loans, posing challenges for growth.
Aptus Share Price Target 2025
Aptus share price target 2025 Expected target could be ₹598. Here are three key factors affecting the growth of Aptus Value Housing Finance India Ltd for its share price target in 2025:
- Expansion of Loan Portfolio: Aptus’s ability to expand its loan portfolio will be crucial for its growth in 2025. The company focuses on affordable housing finance, which has a large untapped market in India. By successfully increasing its customer base and disbursing more loans, Aptus can enhance its revenue and profitability, positively influencing its share price.
- Regulatory Environment: Changes in government regulations and policies regarding housing finance can significantly impact Aptus’s operations. Supportive policies, such as interest subsidies for affordable housing loans or tax benefits for borrowers, can drive demand for home loans. Conversely, any regulatory constraints or changes in lending norms could pose challenges, affecting the company’s growth trajectory and investor sentiment.
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Technological Advancements and Digital Initiatives: Embracing technology to streamline operations and enhance customer experience is vital for Aptus. By investing in digital platforms for loan applications, approvals, and customer service, the company can improve efficiency and attract more customers. As the demand for digital solutions increases, Aptus’s ability to innovate and adapt will play a key role in its growth and share price performance in 2025.
Aptus Share Price Target 2030
Aptus share price target 2030 Expected target could be ₹1167. Here are three risks and challenges that Aptus Value Housing Finance India Ltd may face for its share price target in 2030:
- Economic Uncertainty: The Indian economy’s performance will heavily influence Aptus’s growth prospects. Economic downturns, fluctuations in GDP growth, or rising inflation could lead to reduced consumer spending and a slowdown in housing demand. This could negatively impact Aptus’s loan disbursements and overall profitability, posing a risk to its share price.
- Increased Competition: The housing finance sector is becoming increasingly competitive, with numerous players entering the market, including banks and non-banking financial companies (NBFCs). Increased competition can lead to pressure on interest rates and margins, making it challenging for Aptus to maintain its market share and profitability. This competitive landscape could adversely affect investor sentiment and share price performance.
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Regulatory Changes: The housing finance sector is subject to evolving regulations from government authorities. Any adverse regulatory changes, such as tighter lending norms, increased capital requirements, or changes in subsidy policies, could impact Aptus’s operations and growth potential. Compliance with new regulations may also lead to increased operational costs, affecting profitability and share price stability.
Aptus Value Housing Finance India Ltd Shareholding Pattern
- Promoter:Â 54.1%
- FII:Â 22.8%
- DII:Â 9.1%
- Public:Â 14.%
FOR MORE DETAIL FOLLOW THE OFFICIAL WEBSITE:Â http://www.aptusindia.com/
Aptus Value Housing Finance India Ltd Financials
(INR) | 2024 | Y/Y change |
Revenue | 9.92B | 21.98% |
Operating expense | 2.06B | 25.13% |
Net income | 6.12B | 21.65% |
Net profit margin | 61.69 | -0.27% |
Earnings per share | 12.21 | 21.13% |
EBITDA | — | — |
Effective tax rate | 22.85% | — |
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