Bajaj Finance Ltd is one of India’s leading non-banking financial companies (NBFCs). It is a part of the Bajaj Group and provides a wide range of financial products and services. Established in 1987, the company offers services like personal loans, home loans, business loans, credit cards, and insurance. Bajaj Finance Share Price on NSE as of 2 December 2024 is 6,646.95 INR. Here will provide you more details on Bajaj Finance Share Price Target 2024, 2025, 2026 to 2030.
Bajaj Finance Ltd: Market Overview
- Open Price: ₹6,595.00
- High Price: ₹6,665.00
- Low Price: ₹6,491.00
- Previous Close: ₹6,575.90
- Volume: 920,249
- Value (Lacs): ₹61,202.54
- VWAP: ₹6,585.03
- UC Limit: ₹7,233.45
- LC Limit: ₹5,918.35
- P/E ratio: 26.75
- Div yield: 0.54%
- 52-wk high: ₹7,830.00
- 52-wk low: ₹6,187.80
- Mkt cap: ₹4.20LCr
- Face Value: ₹2
Bajaj Finance Share Price Chart
Bajaj Finance Share Price Target Tomorrow 2024 To 2030
Bajaj Finance Share Price Target Years | SHARE PRICE TARGET |
2024 | ₹7,835 |
2025 | ₹8,771 |
2026 | ₹9,811 |
2027 | ₹10,736 |
2028 | ₹11,665 |
2029 | ₹12,364 |
2030 | ₹13,454 |
Bajaj Finance Share Price Target 2024
Bajaj Finance share price target 2024 Expected target could be ₹7,835. Here are four key factors that could affect Bajaj Finance Ltd’s share price target in 2024:
- Rising Consumer Credit Demand: With increasing demand for personal loans, home loans, and credit cards in India, Bajaj Finance stands to benefit as more people turn to NBFCs for financial needs.
- Digital Transformation: The company’s focus on technology-driven solutions, such as digital lending platforms and faster loan approvals, can attract tech-savvy customers and improve operational efficiency, boosting growth.
- Economic Growth and Spending: A strong Indian economy, with rising disposable incomes and urbanization, could drive demand for consumer finance products, positively impacting Bajaj Finance’s business.
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Asset Quality Management: Maintaining healthy asset quality and managing non-performing assets (NPAs) effectively will be crucial for sustaining profitability and investor confidence in the company.
Bajaj Finance Share Price Target 2025
Bajaj Finance share price target 2025 Expected target could be ₹8,771. Here are four risks and challenges that could impact Bajaj Finance Ltd’s share price target in 2025:
- Rising Interest Rates: An increase in interest rates could raise borrowing costs for the company and reduce consumer demand for loans, potentially affecting revenue and profitability.
- Economic Slowdown: Any slowdown in India’s economy, such as reduced consumer spending or job losses, could lead to lower loan demand and higher delinquencies, impacting asset quality.
- Regulatory Changes: Changes in government policies or stricter regulations for non-banking financial companies (NBFCs) might increase compliance costs or limit operational flexibility, posing challenges to growth.
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Competition from Banks and Fintechs: Growing competition from traditional banks and emerging fintech companies offering innovative and digital financial products could pressure Bajaj Finance to lower interest rates or invest heavily in technology, impacting margins.
Bajaj Finance Share Price Target 2030
Bajaj Finance share price target 2030 Expected target could be ₹13,454. Here are four risks and challenges that could impact Bajaj Finance Ltd’s share price target in 2030:
- Technological Disruption: The rapid rise of fintech companies offering innovative digital solutions might outpace Bajaj Finance’s technological advancements, leading to increased competition and potential loss of market share.
- Economic Cycles and Consumer Behavior: Long-term economic fluctuations, like recessions or shifts in consumer spending habits, could impact demand for loans and increase credit defaults, affecting profitability.
- Regulatory and Policy Risks: Potential changes in government regulations or policies specific to NBFCs could impose higher compliance costs, restrict operations, or limit the company’s ability to grow.
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Rising NPAs (Non-Performing Assets): Managing credit risk and keeping default rates low will remain critical. Any rise in NPAs due to economic pressures or risky lending practices could strain financial health and investor confidence.
Shareholding Pattern For Bajaj Finance Ltd
- Promoters: 54.70%
- FII: 20.81%
- Mutual Funds: 9.50%
- Retail and others: 9.40%
- DII: 5.60%
Bajaj Finance Ltd Financials
(INR) | 2024 | Y/Y change |
Revenue | 316.27B | 23.21% |
Operating expense | 103.94B | 25.97% |
Net income | 144.51B | 25.58% |
Net profit margin | 45.69 | 1.92% |
Earnings per share | 235.98 | 24.48% |
EBITDA | — | — |
Effective tax rate | 25.16% | — |
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